Nidhi Company in India — Fast, Online, Expert-Assisted

Mutual benefit company for lending & borrowing among members. RBI-regulated structure. Starting .

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What is Nidhi Company?

Nidhi Companies are a type of NBFC (Non-Banking Financial Company) that works for the mutual benefit of its members. They can accept deposits and lend to members with minimal RBI interference.

Benefits of Nidhi Company

No direct RBI license needed

Low compliance for small-scale financing

Easy funds for members

Encourages habit of savings

How to Get Nidhi Company — Step by Step

1

Pvt Ltd Registration

First incorporated as a public limited company.

2

Apply for Nidhi Status

Filing NDH forms within specified timelines.

3

Shareholder Addition

Onboarding at least 200 members within a year.

Documents Required

✓PAN & Aadhaar of all members
✓Capital proof (min ₹10 Lakh)
✓Office address proof
✓Directors' data
Note: The specific documentation may vary slightly based on your business type and state regulations.

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Frequently Asked Questions

Starts with 7 members and must reach 200 members within one year.

They are exempted from full NBFC rules but must follow Nidhi Rules 2014.

Yes, through dividends, subject to certain limits.

Minimum paid-up equity capital should be ₹10 Lakh (increased Lakh).

Yes, but requires full RBI compliance and higher capital.

Expertise in complex financial company regulations.

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